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Individual Benefits FAQ

Frequently Asked Questions about GigEasy's individual insurance plans including Health, Dental, and Vision

Updated over 10 months ago

About GigEasy

Who are you guys, anyway?

We’re GigEasy. It’s a new kind of health insurance company exclusively focused on helping independent workers, like rideshare drivers, freelancers, contractors, solopreneurs, or anyone being paid via 1099, get access to benefits like health care, vision insurance and dental insurance.

So you’re an insurance provider?

No, we’re an insurance company - not an insurance provider. Semantics, we know, but it’s important. Instead, we leverage our strategic partnerships, like the National Gig Alliance, to secure customized benefits plans with insurance providers that are specifically tailored to meet the needs of gig workers in today's dynamic economy.



National Gig whatnow?

Yup. In using our partnership with organizations like the National Gig Alliance we’re able to negotiate as though we are a large employer, thus allowing our members to purchase individual plans at premiums normally reserved for bigger businesses.

Benefits Info

Is your coverage Affordable Care Act (ACA) compliant?

The technical term for our coverage is a membership plan, which means it’s not an ACA compliant health insurance plan. But this exception is part of the reason we’re allowed to waive open enrollment periods and create super flexible coverage plans.

Also, fun fact, the penalty tax was removed at the federal level in 2018. But some states do charge a tax penalty based on their individual mandate laws, including Massachuisettes, New Jersey, California, Rhode Island and District of Columbia. Please be sure to get your state’s requirements and mandates before proceeding.

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