Policy Type

Description

Occupational Accident

Covers 1099 workers if they are injured or become ill on the job and can help to pay for medical expenses, lost wages, and other costs associated with an occupational injury or illness.
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General Liability

Covers your business if you are sued by someone who is injured or has their property damaged as a result of your business activities. For example, if a customer slips and falls on your property, your general liability insurance would cover their medical bills and any other damages they may suffer.

Workers Comp

Covers W2 employees if they are injured or become ill on the job, regardless of fault. Workers' compensation insurance can help to pay for medical expenses, lost wages, and other costs associated with an occupational injury or illness. Required by law in most states.

Contingent Liability

Provides protection for a business when they have a potential liability that may arise from a specific event or circumstance. It covers situations where a liability may not be certain but is contingent on certain conditions or events occurring. Contingent liability insurance helps businesses mitigate financial risks associated with these uncertain liabilities.

Non-Owned Hired Auto

Coverage that protects against liability for damages or injuries caused by a vehicle that is rented or borrowed but not owned by the insured.

Professional Liability

Protects businesses when employees make mistakes in the professional services they’ve provided to customers or clients. Even if you’re an expert in your business, mistakes happen. And if your client or customer thinks a mistake in your professional services caused a financial loss, they can sue you.