Skip to main content
All CollectionsCommercial Insurance Policies
Overview - General Liability Insurance
Overview - General Liability Insurance
Updated over 9 months ago

What is it?

General Liability insurance is a type of insurance that protects your business from financial losses caused by lawsuits. This type of insurance can help to pay for the cost of defending a lawsuit, as well as any damages that you are found liable for.


How does it work?

General Liability insurance covers:

  • Bodily injury claims that are filed by someone who is injured as a result of your business activities.

  • Property damage claims that are filed by someone who has their property damaged as a result of your business activities.

  • Personal injury claims that are filed by someone who is injured as a result of your business's negligence, such as if you fail to warn them of a dangerous condition on your property.

General Liability insurance doesn’t cover:

Scenario

Insurance Policy Needed

Injury to your 1099 workers

Occupational Accident

Injury to your W-2 employees

Workers Comp

Damage to your property

Property

Damage to your vehicles

Commercial Auto

Disruption of operations

Business Interruption

Negligence

Professional Liability or Errors & Omissions

Database breach

Cyber Liability Insurance

Did this answer your question?